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Pick a starting currency and a target currency from the dropdowns. Tap the flag chip to browse all 32 ECB-supported currencies.
Live · ECB mid-market
Currency Converter
Convert any currency at the real ECB mid-market rate for free. Save your favorite pairs and get an email the moment a target rate hits.
USD to INR Live exchange rate
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How it works
Here's how Currency Calculator works.
Use the converter at the top of the page to find out what your money's worth in any of 32 supported currencies — at the real ECB mid-market rate, with zero markup.
Enter your amount
Type how much you want to convert in the "Amount" field — or type the target in "Converted to" if you know what you need to receive. Both fields update each other live.
See the live rate
Currency Calculator pulls the real ECB mid-market rate, refreshed daily. No markup, no hidden fees, no ads — just the rate banks see.
How we compare
What banks and apps actually charge.
Currency Calculator is information-only — we don't sell foreign exchange. Here's the typical markup five popular providers add over the mid-market rate, so you can pick the one that suits you.
Provider
Typical %
Cost on 1,000 USD
HSBC
Bank
~3.00%
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XE Money Transfer
Transfer service
~1.50%
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Revolut
App (off-hours)
~1.00%
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Bunq
Neobank
~0.70%
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Wise
Transfer service
~0.50%
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Currency Calculator
Reference rate
0.00%
0
Markup figures are typical published averages compiled from each provider's own exchange-rate disclosures. Actual rates vary by currency pair, transfer amount, account tier, day of week, and corridor. Banks often quote 2–4% over mid-market for retail customers; weekday in-limit Revolut transfers can be 0%. Always check the live rate before sending.
Snapshot
Live exchange rates
Track popular currencies against USD. Add what matters, remove what doesn't — the table remembers your picks.
Currency
Amount
Change (24h)
Chart (7d)
USD
US Dollar
1
base
Pair lookup
Top currency pairings.
Tap any pair to load it into the converter at the top. Pairings update based on the base currency you've picked.
Popular conversions from US Dollars
Popular conversions to US Dollars
Other popular conversions
Common questions
Currency converter FAQs.
What's the exchange rate?
The exchange rate is the price of one currency expressed in another — for example, how many Indian Rupees you get for 1 US Dollar. Currency Calculator shows the mid-market rate, which is the midpoint between the buy and sell prices banks quote each other. It's the "real" rate before any markup is added — what you'd see on Reuters or Bloomberg — sourced here from the European Central Bank via Frankfurter.
Which conversions can I calculate with Currency Calculator?
You can convert between any two of the 32 currencies the European Central Bank publishes daily — USD, EUR, GBP, JPY, CHF, AUD, CAD, NZD, CNY, INR, BRL, MXN, ZAR, SEK, NOK, DKK, PLN, CZK, HUF, RON, BGN, TRY, ILS, KRW, SGD, HKD, MYR, IDR, PHP, THB, and ISK. Pick any pair from the converter at the top of the page.
Why do currency conversion rates differ between providers?
The mid-market rate is the same everywhere, but no consumer-facing provider gives you that rate directly. Banks, transfer services, and currency apps add a markup on top — typically 0.5% to 4% depending on the provider, the currency pair, and the amount. Banks usually charge the most (2–4%); specialist transfer services like Wise and Revolut charge less (0.5–1%). Compare what each one charges in our "What banks and apps actually charge" section above.
How can I convert money with Currency Calculator?
Currency Calculator is an information service, not a money-transfer service — we don't move money for you. Use the converter at the top of the page to see what your amount is worth at the real mid-market rate, then take that number to your bank or transfer provider so you know exactly what to expect. If their quote is much lower than ours, they're charging a heavy markup.
Where do I actually exchange my currency?
You'll need a bank, broker, or transfer service. Popular choices: Wise and Revolut (low markups, app-based), XE Money Transfer (large transfers), and traditional banks like HSBC, Chase, or Barclays (highest markups, but convenient if you already have an account). Compare typical markups in the table above before you send.
Are there any currency exchange limits?
Currency Calculator itself has no limits — you can convert any amount, free, with no signup required. Limits only come into play when you actually move money: each provider sets their own daily, monthly, and lifetime caps, and large transfers may need extra documentation. Check your provider's terms before sending.