The blog

What your bank doesn’t put on the receipt

Personal & business finance, currency facts, and travelling abroad — written for people who’d like to know exactly where the 4% went.

Latest blogs · 5 blogs

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Personal Finance
Personal Finance · May 17, 2026

Scapia Credit Card Review: My Honest Take After 3 Months of Using It

I have used the Scapia Federal Bank credit card as my main card for three months. An honest review of the rewards, the lounge catch, the Scapia Coins, and whether a lifetime-free travel card actually holds up.

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Personal Finance
Personal Finance · May 11, 2026

What is a CVV Number? The 3 or 4-Digit Card Code Explained (And When NOT to Share It)

Your CVV is the 3 or 4-digit number on your credit or debit card that proves you have it in your hand. Here's what it does, where to find it on every card brand, and the situations where you should absolutely never give it out.

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Business
Business · May 10, 2026

Best Business Expense Cards UK 2026: 6 Providers Compared (Pleo, Soldo, Payhawk, Spendesk, Revolut, Capital on Tap)

A no-spin comparison of the six business expense cards UK finance teams shortlist most: Pleo, Soldo, Payhawk, Spendesk, Revolut Business, and Capital on Tap. Pricing, controls, FX, who they fit.

ACH
Personal Finance
Personal Finance · May 1, 2026

ACH Full Form in Banking: Meaning, How It Works and Charges in India

Seen 'ACHDR' on your bank statement and had no idea what it meant? Or wondering how US clients can pay you as an Indian freelancer without the usual wire transfer fees? This guide covers ACH, NACH, ACHDR, and everything in between.

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Personal Finance
Personal Finance · Apr 30, 2026

TCS on Foreign Remittance: Rates, Rules and Exemptions (2025–26)

f you send money abroad from India — for education, travel, investment, or any other purpose — the bank collects a tax called TCS. Here's exactly how it works, what the current rates are after Budget 2025, and how to get your money back at tax time.