Live · ECB mid-market

South African Rand to Philippine Pesos today

Convert ZAR to PHP at the real ECB mid-market rate. No markup, no hidden fees.

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Mid-market rate
ZAR
PHP

Your bank is probably not giving you this rate. Most banks add a 2–4% markup on top of the mid-market rate. On a R1,000 transfer that's R20–40 lost silently.

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ZAR to PHP Live exchange rate

Stats

1 ZAR to PHP stats

Performance over the last 30 and 90 days, sourced from ECB daily reference rates.

30d high Last 30 days
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30d change vs. 30 days ago

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The performance of ZAR to PHP in the last 90 days is loading…

1 ZAR to PHP Last 30 days Last 90 days
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Bank markup comparison

South African Rand to Philippine Peso — which bank gives the best rate?

Sending R1,000 ZAR to PHP · markups based on each provider's typical retail spread.

Provider Their rate Markup vs mid-market You get (PHP) Fee
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Markups are approximate retail-tier estimates that vary by transfer size, channel, and time of day. Always verify in-app before transacting. Mid-market rate sourced from the European Central Bank via Frankfurter. See methodology.

Common amounts

ZAR to PHP exchange rates today

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About these currencies

About the South African Rand and Philippine Peso

South African Rand ZAR

The South African Rand (ZAR) is the official currency of South Africa and the broader Common Monetary Area, issued by the South African Reserve Bank. It is heavily influenced by precious-metal prices and emerging-market sentiment.

Philippine Peso PHP

The Philippine Peso (PHP) is the official currency of the Philippines, issued by Bangko Sentral ng Pilipinas. It is one of the most actively converted currencies for remittances, given the country's large overseas worker population.

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Common questions

ZAR to PHP FAQs.

How do I convert South African Rand to Philippine Pesos?

Enter your amount in the converter at the top of this page and the ZAR to PHP calculator will show the result in real time at the mid-market exchange rate. For actual transfers, compare providers in the bank markup table — rates vary by 0.7% to 8% depending on who you use.

What is the current ZAR to PHP exchange rate?

The mid-market ZAR to PHP rate updates daily from the European Central Bank — see the live figure in the converter above. This is the rate you'd see on Reuters or Bloomberg, before any markup. Banks and providers add 1.5% to 4% on top of this rate.

Why is my bank's South African Rand to Philippine Peso rate different?

Banks and bureaux de change don't pass on the mid-market rate. They add a spread (markup), typically 1.5% to 5%, which is how they earn on currency exchange. Our comparison table shows the effective rate each provider gives and what that markup costs you on a $1,000 transfer.

What does the ZAR to PHP rate mean?

The ZAR/PHP exchange rate tells you how many Philippine Pesos you get for 1 South African Rand. The mid-market rate is the midpoint between buy and sell prices in global forex markets — the fairest reference rate available.

Is this ZAR to PHP currency converter free?

Yes — completely free, no ads, no sign-up required. Currency Calculator is an independent rate-information tool. We don't take a cut of any transfer. Our goal is transparency: showing you the real mid-market rate and exactly how much each provider charges above it.

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